TABLE 1

FAMILY SOLIDARITY TAKAFUL/LIFE INSURANCE

Benefits Protected

Maximum Limit (Individual or Group Policies/Plans)

Death and related benefits

RM500,000

Permanent disability

RM500,000

Critical illness

RM500,000

Maturity value (excluding unit portion of investment-linked policies)

RM500,000

Surrender value

RM500,000

Accumulated cash dividends

RM100,000

Disability income

RM10,000 per month

Annuity income

RM10,000 per month

Medical expenses

100% of expenses incurred

Refundable prepaid premiums

100% of amount prepaid

TABLE 2

GENERAL TAKAFUL/INSURANCE

Benefits Protected

Maximum Limit (Policies/Plans)

Loss of or damage to property in relation to:

1. an immovable property located in Malaysia
2. a motor vehicle registered in Malaysia or a foreign registered vehicle insured to drive in Malaysia
3. a ship, aircraft or other movable property insured by a citizen or resident of Malaysia, permanent establishment or embassies in Malaysia

RM500,000 per property

Death and related benefits

RM500,000

Permanent disability

RM500,000

Critical illness

RM500,000

Disability income

RM10,000 per month

Medical expenses

100% of expenses incurred

In relation to indemnification against claims by a third party:

• loss of or damage to eligible third party immovable or movable property
• death and related benefits
• permanent disability
• illness or bodily injury
• disability income
• medical expenses

• RM500,000 per property


• RM500,000
• RM500,000
• RM500,000
• RM10,000 per month
• 100% of expenses incurred

Refundable prepaid premiums

100% of amount prepaid