Section 43 of the PIDM Act provides for annual premiums to be paid by member institutions to PIDM based on their total insured deposits held as of 31 December of the preceding year. The maximum annual premium rate is 0.5% of the Islamic insured deposits and 0.5% of the conventional insured deposits.

Consistent with PIDM's mandate to promote sound risk management practices among member institutions, a differential premium system will be implemented for the premium year 2008 and thereafter.