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TABLE 1
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PROTECTED BENEFITS AND LIMITS OF PROTECTION
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| Protected Benefits |
Limits of Protection (Individual or Group Policies/Plans)* |
| Death and related benefits arising from death |
RM500,000 |
| Disability and related benefits arising from disability |
RM500,000 |
| Illness and related benefits arising from illness |
RM500,000 |
| Maturity and related benefits arising from maturity |
RM500,000 |
| Surrender and related benefits arising from surrender |
RM500,000 |
| Income |
RM500,000 |
| Healthcare |
100% of amount payable |
| Pecuniary loss |
RM500,000 |
| Value of that family takaful certificate or value of that life policy |
RM500,000 for one or more family takaful certificates or life policies |
Refundable prepaid contribution or premium
- For medical and health takaful certificates or insurance policies
- For takaful certificates or insurance policies which are required under the Road Transport Act 1987 and Workmen’s Compensation Act 1952
- For other takaful certificates or insurance policies
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- 100% of amount prepaid
- 100% of amount prepaid
- RM500,000 per takaful certificate or insurance policy
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| Loss of or damage to property and consequential loss |
RM500,000 for each property |
| Loss of or damage to property of any third party and consequential loss |
RM500,000 for each property |
| Death of any third party and related benefits arising from death |
RM500,000 |
| Disability of any third party and related benefits arising from disability |
RM500,000 |
| Illness of any third party and related benefits arising from illness |
RM500,000 |
| Injury of any third party and related benefits arising from injury |
RM500,000 |
| Healthcare of any third party |
100% of amount payable |
| Pecuniary loss of any third party |
RM500,000 |