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PIDM Emergency Savings Calculator

Use this calculator to find out how much you need in your emergency fund and how long it will take you to get there.

This calculator is for estimation purposes only. Results are based on the information provided and may not reflect your actual financial situation.

How Much Do I Need?

It is advisable for your emergency funds to be enough to cover your expenses for 6 months. However, you may use our calculator to find out what best suits your needs based on your monthly spending patterns.

1) Please insert your monthly commitments

RM
RM
RM
RM
RM

2) How many months of emergency funds do you need?

6 months
3 months 6 months 9 months

3) How much do you plan to save every month?

RM

4) What is your total savings right now?

RM

Summary

Bills and Utilities
RM 0
Loans (home and car loans)
RM 0
Credit Card
RM 0
Buy Now, Pay Later
RM 0
Other recurring monthly expenses
RM 0
Total: RM 0.00

How much you should have as your emergency fund

RM 0

How much more do you need

RM 0

Based on what you have, and how much you want to save monthly, you will reach your emergency fund target in

X months

Do you know how much is your monthly commitment against your salary?

Please enter your monthly income here — your salary plus anything extra like rental income, shares, or other side earnings.

RM

The information provided are only intended as a guide to help users learn more about personal finance. PIDM will not be responsible for any loss or damage arising directly or indirectly as a result of any action or omission made in reliance on the tools or information contained herein. Users are advised to consult certified financial planning practitioners to obtain professional financial advice.

PIDM does not access or store any personal data or information which have been provided by users via this calculator.