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Pay day feels good!

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You promised yourself... This month would be DIFFERENT!

This is how I will manage my salary 

Savings  0% 

Insurance  0% 

Emergency  0% 

Expenses  0% 

But two weeks later

You are not alone!

61% of Malaysians struggle to come up with RM1,000 in an emergency.

Source: BNM's Financial Capability and Inclusion Survey 2024

55% of Malaysians have less than RM10,000 saved for an emergency.

Source: PIDM Savings Report 2021

Take control of your finances.

Check how much you need for your emergency fund.

This calculator helps you quickly understand your financial readiness by showing:

  • ◆ Your total monthly commitments across bills, loans, and other expenses
  • ◆ How much emergency savings you should have based on your expenses
  • ◆ How far you are from your target based on your current savings
  • ◆ How long it will take to reach your goal with your planned monthly savings
Calculate Now

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Grow Your Money

Learn simple ways to grow your savings, earn extra income and start investing

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Manage Your Financial Commitments

Explore practical ways to manage debt, repayments and other financial commitments to support your financial wellbeing

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Protect Your Finances

Discover ways to safeguard your finances and prepare for the unexpected through insurance, emergency savings and smart planning

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Sort Your Money

Build better money habits by learning how to budget, save and make smarter spending decisions

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