An example of how separate deposit insurance protection is applied for a depositor holding several accounts in a member bank is as follows:
Depositor
Type of deposit
Amount (RM)
Protected by PIDM (RM)
Ahmad
Savings
300,000
250,000
Ahmad and wife
Current
Ahmad, wife and daughter
Ahmad, Leong & Co. (legal firm)
200,000
Ahmad & Ali Sdn. Bhd.
50,000
Total deposits
1,100,000
Total deposits protected by PIDM
1,000,000