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  1. Home
  2. How We Protect YOU
  3. Deposit Insurance System
  4. Calculation for DIS

Calculation for DIS

Calculation for DIS

An example of how separate deposit insurance protection would be applied for a depositor holding several accounts in a member bank is provided here:

DEPOSITOR TYPE OF DEPOSIT AMOUNT (RM) PROTECTED BY PIDM (RM)
Ahmad Savings 300,000 250,000
Ahmad and wife Current 300,000 250,000
ahmad, wife and daughter Savings 250,000 250,000
Ahmad, Leong & Co. (legal firm) Current 200,000 200,000
Ahmad & Ali Sdn. Bhd. Current 50,000 50,000
Total deposits   1,100,000  
Total deposits protected by PIDM 1,000,000

An example of how Islamic and conventional deposits held for a depositor in the same member bank are protected separately:

DEPOSITOR TYPE OF DEPOSIT AMOUNT (RM) TOTAL (RM) PROTECTED BY PIDM (RM)
Zita Conventional savings
Conventional current
150,000
150,000
300,000 250,000
  Islamic savings 275,000 275,000 250,000
Total deposits     575,000  
Total deposits protected by PIDM 500,000
  • How PIDM Protects You
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    • Calculation for DIS
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    • About PIDM (FAQs)
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    • What Is the Takaful & Insurance Benefits Protection System (TIPS)?
    • Coverage For TIPS
    • Calculation of TIPS
    • Insurer Members
    • Information Materials
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    • PIDM’s Role in the Financial Safety Net System
    • PIDM's Resolution Approach
    • Planning to Ensure an Effective Resolution by PIDM
    • Strategic Importance and Benefits of Resolution Planning
    • Guidelines on Resolution Planning for DTMs
    • Resolution Case Studies Series
    • Resolution Library

CONTACT DETAILS

Level 9, Bangunan AICB,
10, Jalan Dato' Onn,
50480 Kuala Lumpur

Tel: +603-2173 7436 / 2265 6565
Fax: +603-2173 7527 / 2260 7432
Toll Free: 1-800-88-1266
Email: info@pidm.gov.my

 

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